Expert mortgage and insurance advice for Bedfordshire, Hertfordshire and London.

We have used Prabs in the past and he was excellent then in helping us navigate the mortgage market and getting the best possible deal that suited our requirements. We recently reached out again for advice, and although he wasn't able to help us resolve our particular situation, he provided invaluable advice which we were able to action ourselves for a great result. Highly recommended.

A highly supportive company that guided me as a first time buyer through much of the purchasing process on more than just mortgages. Always reliable with prompt responses from Fabian, highly recommend!

Prabs has been efficient, knowledgeable and has got us a great rate on our new mortgage. Communications are always quick. 100% recommend using the firm for your next mortgage!

Just like a proficient tax advisor, a reliable mortgage broker with good connections in the industry is essential and difficult to come by. Prabs has helped us with two purchases and two remortgages now and he’s been faultless every-time. Yes, of course we can apply for a bog standard mortgage on our own but our situation is a little ‘out of the box’ so we use P&M Financial to navigate our circumstances and Prabs just makes the process so easy. He’s knowledgable and a great resource, we’ll be using him again and again for a very long time. Thanks Prabs!

“I had an excellent experience with P&M Financial Ltd. Their team was incredibly efficient, handling everything quickly and with great accuracy. I was impressed by how smoothly the entire process went, and it was clear from the start that they value trust and reliability in their services. If you’re looking for a financial company that prioritizes your needs and delivers results promptly, I highly recommend P&M Financial Ltd.”

P&M Financial Ltd provided exceptional service for my mortgage needs. Fabian was professional, knowledgeable, and guided me through the process with clear communication. He tailored options to my situation and secured a great rate, making the entire experience smooth and stress-free. I highly recommend them for anyone seeking mortgage services. Aqil

As a first-time homebuyer, the mortgage process felt daunting, but Prabs made it smooth and manageable. He was always available to answer questions and explained every step clearly. His expertise and dedication gave me confidence and peace of mind. Prabs's professionalism and friendly demeanor made working with him a pleasure. I highly recommend him to anyone looking for a knowledgeable and supportive financial broker. He's made my first home-buying experience a positive one!!

Ran a smooth remortgaging process for us and stayed regularly in touch to check in on progress. Easily contactable and always looking to help. Know their stuff and are great at highlighting the options and trade offs. Thank you!

This is the second time using P & M Financial LTD and it has been great! Fabian took all our considerations onboard and dealt with our queries fast. We have had regular communication/updates and our questions are all answered sufficiently. Thank you Fabian!

Used twice now and despite lots of complications the first time round, I received excellent service both times. More than happy to recommend them - Beverley